Eligibility Requirements Overview

Overview

This article outlines the general eligibility requirements used when submitting drivers and vehicles for coverage consideration on the TeqMobility platform.

All approvals and determinations are made solely by the licensed insurance carrier under the applicable policy.
Meeting platform requirements or submitting information does not guarantee approval.

Driver Requirements

Drivers must meet the following baseline criteria:

Be at least 21 years old.
Hold a valid U.S. driver’s license.
Have no major violations in the past 5 years, including:
- DUI or DWI
- Reckless driving
- Hit-and-run incidents

Additional restrictions may apply based on carrier rules or policy terms.

Vehicle Requirements

Vehicles submitted for coverage consideration must meet the following criteria:

Under 15,000 lbs GVW.
8 seats or fewer, including the driver.
Vehicle value up to $110,000.
Registered in an approved state where coverage may be available.

Vehicles outside these limits are not eligible under the current carrier program.

Age and Value Limits

Vehicle age and value must fall within limits defined by the carrier.
Vehicles exceeding the $110,000 value cap are not eligible.
Additional age restrictions may apply depending on vehicle type and condition.

Mileage Rules

Mileage is not actively tracked or enforced on the TeqMobility platform at this time.
Mileage history may still be reviewed by the carrier as part of eligibility evaluation.

Carrier-Determined Eligibility

All eligibility decisions are made by the insurance carrier, not TeqMobility.

Important clarifications:

Eligibility is governed by policy terms, conditions, and exclusions.
Approval is subject to ongoing review.
Carrier guidelines or regulatory requirements may change eligibility at any time.
Submission of information does not create or imply coverage.

TeqMobility provides technology and administrative access only and does not approve, deny, or modify eligibility decisions.